Can You Get Disability if You Are Unemployed

How long do I accept to work to qualify for Disability?

The corporeality of years worked that is necessary to qualify for disability benefits depends on your age. Social Security quantifies your work history in terms of piece of work credits. Typically, you lot will take needed to worked 5 of the concluding x years to have plenty piece of work credits to quality for Social Security Disability Income (SSDI). Usually, y'all demand 20 piece of work credits earned in the last 10 years.

Working and Earning Work Credits

There is a chart bachelor to understand how many piece of work credits and years of piece of work are required based on your historic period. In order to earn piece of work credits, you need to work and pay into Social Security. In 2020, you must earn $i,410 to earn ane work credit.

Younger workers tin can qualify for disability benefits with fewer work credits. If y'all get disabled earlier age 24, you must take earned half dozen credits in the 3 years prior to the onset of your disability. If you become disabled betwixt historic period 24 and 31, you need credits for half the time between historic period 21 and the onset of your disability. For case, if you become disabled at age 29, yous would need four years of prior work, or 16 credits.

Y'all will also demand to have worked recently to qualify for Social Security inability benefits. If yous worked in your youth but took off 6 years to raise a family unit, you will no longer authorize for Social Security disability benefits. Most SSDI recipients need to have worked recently, usually whatsoever five of the past 10 years.

If you lot have worked intermittently, only have earned income within the by couple of years, you may be eligible for Social Security disability benefits.

Qualifying When You Take Not Worked

If yous oasis't worked enough, there is still hope for your claim. You can apply for Supplemental Security Income (SSI) benefits. These benefits are for people of all ages with a severe financial demand. Rather than taking into consideration the of years worked and work credits, the SSA will wait at your income and avails. If you are within the income limits, and then y'all may will qualify for disability benefits.

Other Requirements for Inability

In one case you found if you have worked long enough for SSDI or if you are within the income limits for SSI, you volition demand to come across the medical requirements. These are the same for both SSI and SSDI.

To medically qualify, you lot will need to meet a Blueish Book listing. The Blue Book is the guide used by the SSA to assess if someone is medically eligible for disability benefits. Inside the Blue Volume, you can find weather that authorize for disability benefits and the requirements that need to be met for that specific condition. This includes things like specific test results, doctors notes, medications, handling options, etc. Look over the Blue Book with your medico to make sure you medically qualify.

If you do not medically qualify, simply are still unable to piece of work due to the condition y'all are experiencing, there is still hope. You can request a rest functional chapters (RFC) grade exist completed by a md. This form will get over the disabling condition you are experiencing, your symptoms, and how they impact your work ability.

The RFC volition demonstrate that you are unable to work in the field you accept been trained to piece of work in, and that at that place is no other work you tin do because the condition you are experiencing. It will explain how long you tin can sit, stand, how much you can lift, your power to understand, call back and complete tasks, etc.

How Long Do You Accept to Work to go Social Security?

You also must have worked recently to qualify for SSDI benefits. If you worked when you were immature and and then stopped for vi years to outset and heighten a family unit you won't qualify for SSDI. Nearly SSDI recipients are usually required to have worked recently, typically any 5 of the final 10 years.

Credits are calculated based on your total wages or income from self-employment income earned each yr. The amount of earnings needed for one credit isn't the same every year. In 2021, you earn one piece of work credit for every $1,470 in earnings. You demand to earn $five,880 to gain the maximum of four credits allowed for each year.

How Long practise Yous Have to be Out of Piece of work to Apply for Disability?

In order to be eligible for SSDI benefits, you volition need to exist out of piece of work for at to the lowest degree 12 months or longer due to your disability and you will need to provide the proof that information technology is your disability that is preventing you lot from working. However, you may employ for disability benefits as soon as you lot take to give up work considering of your medical condition.

You lot volition have to provide sufficient evidence that you won't be able to work for at to the lowest degree 12 months to qualify for SSDI benefits or SSI. This is chosen the durational requirement. If the SSA doesn't believe your disability will last at to the lowest degree 12 months, y'all will be sent a "durational denial" letter. If you are only going to be disabled and unable to work for less than 12 months then you won't authorize for SSDI benefits.

In addition to the length of time you accept been out of piece of work in club to qualify for SSDI, your accrued piece of work credits and historic period your disability needs to be listed in the SSA's Blue Book. The SSA uses its Blue Book as a guide to assess if a person is medically eligible for inability benefits.

If your disability is listed you lot will need to provide bear witness that proves the presence of it such as your doc's written report, results of relevant medical examination results and success of treatments used to salve the symptoms of your disability.

Getting Help With Determining if You Worked Enough

Practice you need assist determining if you'll qualify for Social Security benefits? You lot should contact a Social Security attorney or advocate. He or she can evaluate your claim and help you lot kickoff the application process. You can also learn more about your eligibility by filling out a gratis evaluation form today.

Additional Resources

• What is the Maximum Age to Apply for Social Security Disability?
• When Do I Become Eligible for Social Security Disability Benefits?

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Source: https://www.disability-benefits-help.org/faq/work-requirement-qualify-social-security-disability

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